Meet The Mentoress

Welcome, I am Harper Ipollito-Farell

How it all Began

I was born with the proverbial golden spoon in my mouth. Since then, I’ve done a lot of stuff, some genuinely great, some… less so, and certainly character-building.

I wasn´t just hanging around

• Finished my education with two degrees
• Managed a company
• Run a Private Office for Real Estate (for women only)
• Became a multiple investor, finally.

Here’s the twist: like many women with a comfortably cushioned bank account, I was clueless. I was never taught. Finance and investing felt like witchcraft- the sort I’d never be able to crack.

Financial Decision-making – the early years

Diving into portfolio strategies or investment decision-making? Financial lingo? I perfected the habit of circumventing those topics.

Clearly, understanding finances was reserved for members of a clandestine club- but not for me. Too boring and a drudgery.

So, I did what many women do, super efficiently:

• I kept it at arm’s length, like it was contagious.
• Defered decision-making to others – the wealth manager / the husband / a male member of the family
• No financial voice. No responsibility. The consequence: No independence. No secure financial future
• Fooled myself:  indestructible safety net and no lifestyle changes, ever–whatever life throws at me.

Translation: I am sitting super comfortably. I have everything I want. Well, sort of, so, why bother?

The eye-opener

The turning point I didn’t order, nor did I see it coming: Divorce. In a way, I was fortunate that I had a financial safety net set up by my family. My financial future was under management, but how or by whom?

Shocked. Vexed. Troubled. Uncertain. Insecure.

There I was shoved into the driver’s seat of my financial future. I was nowhere near prepared. Nobody had ever taught me. Clueless would be an understatement.

Weirdly, mixed in with the panic was the feeling of independence. Thrilling and terrifying in equal measure. I had money coming in. Would it sustain my old lifestyle? Would I fall from grace? Would I end up as a bag lady?

While I had to admit the buzz of finally steering things myself was quite electrifying, a persistent shadow loomed over me. I was almost paralysed with fear about making the wrong decisions. I lacked confidence and was a financial illiterate.

Note: Financial freedom is exciting but comes with strings. Just different.

The self-pitying loop

No, I wasn’t left with empty pockets. But thank you for the concern.

inherited a pretty generous sum, multi-seven figures generous, which meant it was time to make my money work for me. Not just sit there looking impressive on a spreadsheet, or to be spent on shopping sprees.

After a brief era of mourning and self-pity (a classic), I realised I had options:

Man hunt for a Mentor

Doing it solo? Not my cup of tea. So I searched for self-help literature, no-nonsense guidance minus the course-grind and some handholding included. Someone who could make this whole finance thing a bit more exciting and less stuffy.

My wealth manager´s jargon-heavy, mildly condescending talk made me feel evenmore out of place and super stupid.

That’s when it hit me: the industry isn’t rolling out the red carpet for women unless the portfolio is ultra-large and even then…..I’m not always convinced whose interests are being served.

The self-help industry offers nothing, either. It seems that female wealth owners who seek to improve their financial savvy don´t exist!

The epiphany

So here I was left to my own devices. Trust me, the beginning was a wild ride.

Fast-forward: I am proudly financially independent and confident in making investment decisions. Not because I became a maths genius. I didn’t need to.

Here’s what changed:

The truth: developing financial savvy is first and foremost about tweaking one´s mindset.

’Financial confidence or being financially literate isn’t about number crunching. It’s about understanding how the industry works, how global news moves markets, and understanding basic lingo.

Eureka, all snapped into place once I grasped that financial savvy and financial decision-making are beyond numbers.

At the core, it is about keeping up with global events, having information on how markets react, and most importantly, it is about mindset, using common sense and being confident. That’s it!. No withch-craft involved!

Becoming a wealth and wisdom friend

Before I knew it, I became the go-to source of wealth and wisdom among my circle of friends.

I found myself helping others to untangle similar dilemmas. My non-negotiable way and style to financial savvy evolved. The refined version resonated with friends.

Every bit of my struggle had paid off; my experience had value beyond my own life. I could help other women with similar issues.

My journey started in total ignorance, vulnerable and super insecure. But after connecting the dots, tapping into the right resources, and learning the hard way (repeatedly), my financial savvy began to sharpen bit by bit. Here I am, proud to be able to secure my lifestyle for life.

My Terms. My Style. My Mission

Now, as a Mentoress, I guide women in protecting their privileged lifestyle for life. It has become my quest to unlock women’s financial voice so the immense potential of female wealth can unfold for the betterment of their financial future while helping others succeed.

Invest!Elle’s TSM Code, My Terms. My Style. My Mission became my signature approach behind Invest!Elle’s mentoring, letters, and community.

My ambition is to make building financial savvy feel effortless, conversational, and about common sense. No number crunching. No lecture. No sermon. No crypted language.

I’m genuinely excited to take you on your journey to secure your lifestyle foR life.

–Yours, Harper